Married people will get a monthly pension of 10000! Take advantage of this government scheme soon
It is very important to do pension planning keeping the future in mind. If you are also planning to make a secured investment keeping in mind your retirement, then many government schemes can prove beneficial for you. One such scheme of the government is called ‘Atal Pension Yojana’. This plan has also been modified in recent days.
What is Atal Pension Scheme?
Atal Pension Yojana is a government scheme. How much pension you will get depends on your investment and your age? Under the scheme, you can get a minimum monthly pension of Rs 1000 and a maximum of Rs 5000. You can also get pension of Rs 2000, Rs 3000 and Rs 4000 in it.
Who can invest?
Atal Pension Scheme was launched in 2015 by the Pension Fund Regulatory and Development Authority (PFRDA). At that time the scheme was launched only for people working in unorganized areas. But later it was opened to any Indian citizen between 18 and 40 years of age. In the scheme, pension starts after 60 years. But from 1 October 2022 it has been changed once again.
This is the new rule
Under the new change, the finance ministry issued a notification saying that no person who is an income tax payer under the Income Tax Act can apply for the Atal Pension Scheme. If a tax payer opens an account for Atal Pension Yojana after October 1, his account will be closed immediately on notice. Also, the money deposited till that time will be transferred to his account.
Benefits of the scheme
– People between 18 to 40 years of age can get nomination under the scheme.
– For that the applicant must have a saving account in a bank or post office.
-The faster you invest under the scheme, the more benefits you will get.
– If a person joins Atal Pension Yojana at the age of 18 years then after the age of 60 years he has to deposit Rs 210 per month for a monthly pension of Rs 5000 per month.
How to get a pension of 10,000 rupees
– Spouses below 39 years of age can avail the benefit of this scheme.
-If husband and wife whose age is 30 years or below, they can contribute Rs 577 per month to the APY account.
– If the age of husband and wife is 35 years then they have to deposit Rs 902 per month in their APY account.
-In addition to the guaranteed monthly pension, if one of the spouses dies, the surviving partner will get Rs 8.5 lakh and a lifetime pension every seven months.
